Terryanne Chebet laughs after receiving a loan application message from a loan company: “You will be held responsible”
Dealing with debt collection issues can be difficult, especially when you’re not sure the person contacting you is legit or they’re trying to scam you.
It gets even worse when debt collectors start contacting people who have been signed up as guarantors without their knowledge or calling random people on the lender’s contact list.
Terryanne Chebet, an entrepreneur and influencer, was the latest victim of such incidents after receiving a message asking her to repay a loan someone else had taken out.
“Greetings! You have been listed as an emergency contact at MYKES Company by Caroline 07.. a loan of 12792/- which she is unwilling to repay,” read the message she shared on Twitter. .
“Tell her to clear her loan, or you will be held accountable per the agreement between you and her. Who are these MYKES jokers?” the message read on.
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According to the responses she received, many people received similar messages from different mobile lending apps, with some blaming people for including guarantors without consulting them.
Here are some of the answers:
“Chebet, I have someone too…I wonder how they got my details or even an ID for the loan…saaad!”
“Very irritating. I received a similar message a while ago. They should let us know in advance and split half of the profit for emotional distress.”
“As you put your signature on the loan agreement for you to be held accountable.”
“I thought the president had signed a bill regulating the behavior of these people. It hasn’t been operationalized?
“The last time I got such a call, I burst out laughing, and the lady on the other end laughed too, so she knew I was never going to do anything, and she said, X aki mkumbushe tu”
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